Responsibilities
- Research and evaluate the financial status of the person applying for a loan.
- Evaluate the credit value by processing the loan applications and documents within particular limits.
- Interview the loan applicants to determine their financial eligibility and prepare the feasibility report for granting loans.
- Determine all applicable metrics and ratios and set up debt payment plans.
- Communicate with the clients to provide information and to forward their loan requests.
- Approve loans for eligible applicants and reject the ones who are not eligible. Justify the approvals/rejection decisions by filing reports about the same.
- Complete loan agreements and counsel clients on limitations and policies.
- Have an excellent understanding of the different types of loans and other financial services.
- Maintain and update loan files and accounts records.
Requirements
- Bachelors’ degree in Economics, Finance or a related field.
- Proven work experience as a Loan Officer or in FinanceIndustry.
- Excellent knowledge of computers and banking programs/applications.
- Outstanding interpersonal and communication skills.
- Excellent Sales and Marketing skills will be an added advantage.
- Sound understanding of direct and indirect lending practices and products.
- Excellent knowledge of the current affairs of the real estate industry.
- Outstanding customer service skills.
- Exceptional time management skills.
Job Type: Full-time
Salary: Up to ₹35,000.00 per month
Schedule:
- Day shift
Supplemental pay types:
- Commission pay
- Performance bonus
- Yearly bonus
Ability to commute/relocate:
- Noida, Uttar Pradesh: Reliably commute or planning to relocate before starting work (Required)
Experience:
- total work: 1 year (Preferred)
Speak with the employer
+91 7041454288
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